We have 2 mortgages on our home, one with HSBC and one with Countrywide. We modified our 1st loan which is with countrywide but the 2nd one was still hurting us. We could not afford our payment which was $800 on a $60,000 loan as the rate was up high at 9% adjustable. We were 3 months behind on our 2nd mortgage and felt the threat of going under a foreclosure soon. We tried to modify our loan by our self with HSBC however they denied it. We then approached to MyLoanModificationExpert.com and their attorneys guided us on the right path. They did a loan modification with HSBC for us and reduced the rate of interest by 2% and we have got a principle reduction too. That is what exactly we were seeking for. You saved our home. |