Citi Financial Loan Modification
Get your rate and payments reduced
Get current if you are Behind
Save thousands every year
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CitiFinancial Loan Modification :
If you are facing hardships or behind on your CitiFinancial loan and need a loan modification then we can help you.
 
CitiFinancial Loan Modification :
 
Citi Financial Mortgage is a part of Citigroup and is worlds one of the biggest financial organizations serving people by offering personal loans, secured loans, unsecured loans and other financial products. Citi Financial has over 2300 branches in North America and has been originating loans since 1912.

Citi Financial offers Loan Modification programs to its troubled homeowners who are willing to reduce their rate and mortgage payments. Citi Financial is very well know for offering AOT (adjustment of terms) in their loan modification plan which helps homeowners to get a lower affordable rate and payment.

For qualifying for a Citi Financial Loan Modification, you need to have hardships like reduction in household income, loss of job, reduction in working hours/overtime, medical problems, illness, divorce, financial crisis, family problems, etc. If your house is under foreclosure, CitiFinancial loan modification program can help you to avoid foreclosure and keep your home.
 
Qualifications for a CitiFinancial Loan Modification :
 
Borrower should either be having hardships in paying the loan or should be behind on payments.
Borrower’s house should not be in any bankruptcy to qualify for a CitiFinancial Loan Modification.
Borrower should be willing to keep the house and get the rate and payments reduced.
Borrowers with high rate or adjustable rate mortgages definitely qualify for a loan modification with CitiFinancial.
Borrower should be able to pay the new modified payments.
Borrower should have a stable income source.
 
When should you apply for a CitiFinancial Loan Modification ?
 
If you are behind on your mortgage payments :
 
If you are delinquent on your mortgage payments and can’t pay them anymore then a CitiFinancial loan modification will help you get current on your loan and reduce your rate and payments in order to make them more affordable.
If you are facing financial hardships in making your payments :
 
If you are finding it difficult to pay your monthly payments for your CitiFinancial loan then here is your solution. A CitiFinancial Loan Modification Program will reduce your mortgage rate and payments in a range where you can afford them and save you from being delinquent on your mortgage payments. Modify your loan, before you fall behind.

Your hardship reason can be anything like loss of job, reduction in income, cut in working hours, death in family, family crisis, illness, medical problems, divorce, unemployment of spouse, upside down on property, retirement, and living on fixed income, other debts, etc.
Upside down on your property :
 
If you owe more than your home is currently worth then nobody can refinance your house. The only alternative you have is to get your loan modified with CitiFinancial and get a principle reduction.
If you have an Adjustable Rate Mortgage(ARM) :
 
If you are a victim of those bad loans offered in the past wherein your rate keeps on going up and the payments going out of your limits then don’t wait, modify your loan today.

You can now fix your adjustable rate on your mortgage and get control over your payments again.

APPLY NOW for a CitiFinancial mortgage Loan Modification to save thousands every year.
 
What can you achieve by a CitiFinancial Loan Modification Program ?
 
Get your rate fixed from an adjustable you have.
Get your payments reduced to a range where you can afford them.
Get a lower fixed rate.
Get principle reduction if you are upside down on your house.
Extend the mortgage term so that you can get super low payments.
Add the late payments and charges on the back of the loan if you are behind.
Stop foreclosure and save your house from being delinquent.
 
A Hardship letter to CitiFinancial for a Loan Modification Plan :
 
At New Life Inc. we will help you to write effective and convincing loan modification hardship letter to CitiFinancial. We will guide you on what you should and shouldn’t write in a hardship letter to CitiFinancial in order to get them convinced and accept your application for a modification.

Usually, a hardship letter is written to the lender in order to explain them why you are facing trouble and financial difficulties in making your mortgage payments and also to request them to modify the terms of your mortgage in order to make the mortgage more affordable.

To know how to write a convincing and effective loan modification hardship letter to CitiFinancial call our experts at our Toll Free Helpline number at 1-866-978-6305 or fill our online application for getting a call in seconds.
 
Successful CitiFinancial Loan Modifications :
 
Helped a client to save $500 a month by reducing their rate from a 7% adjustable rate mortgage to a 4% fixed rate for 30 years and also combined their 2 loans into 1. (Loan modification with CitiFinancial hardship case)
Achieved principle reduction for a client who was over $230,000 upside down on the mortgage and didn’t have any alternative left except filing for a BK since it wasn’t worth it to pay for the home. Now they have equity in the home and have saved thousands of dollars by getting their principle balance reduced. (Loan modified with CitiFinancial principle reduction case)
A family was 5 months behind the mortgage with the foreclosure headed up a month after. We not only stopped the foreclosure but also offered them a saving on $620 a month making their mortgage more affordable. (Loan modified with CitiFinancial behind on payments case)
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