Countrywide Loan Modification
Get your rate and payments reduced
Get current if you are Behind
Save thousands every year
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People think lenders are difficult to deal with when it comes to Loan ...
 
 
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A Loan Modification hardship letter is a letter which explains to a lender why ...

 
 
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Due to the overwhelming number of homeowners in situations that they ...
 
Countrywide Loan Modification :
If you are behind on mortgage or facing hardships with your Countrywide loan and need a loan modification then we can help you.
 
Countrywide Loan Modification :
 
Countrywide home loans which is now Bank of America was few years back the highest loan provider in the United States. They were very well known in offering stated income loans and sub-prime loans which are now considered as bad loans as they are unaffordable.

Bank of America has made loan workout options available for the loans originated from Countrywide home loans. Countrywide Loan Modification Program can qualify those who are under financial stress and hardship situation. If you are behind on your mortgage payments, a loan modification is a very suitable solution and is easy to get because your lender doesn’t want you to lose the home and putting them in a loss.

Since Countrywide Home Loans (Bank of America) is getting a huge number of requests for loan modifications, its very likely that the process is dragged for over 3 months which can cost you lose your home if you are already behind. Hence it’s advised to hire a loan modification attorney to workout on a modification for you and help you get success in given time.

Working with an attorney can ensure you to get fast results and personalized service and utmost attention to your case. It is proven that an attorney can get you the best loan modification with Countrywide that you can get if you modify the loan your self or from what the bank offers you.

To qualify for a Countrywide Loan Modification one should have financial hardships like reduction in income, loss of job, cut in working hours, upside down on house, medical problems, family crisis, financial difficulties, etc or should be behind on the payments. If your house is under foreclosure, Countrywide Loan Modification Program can help you avoid it and still enable you to keep your home.
 
Qualifications for a Countrywide Loan Modification :
 
Borrower should either be having hardships in paying the loan or should be behind on payments.
Borrower’s house should not be in any bankruptcy to qualify for a Countrywide Loan Modification.
Borrower should be willing to keep the house and get the rate and payments reduced.
Borrowers with high rate or adjustable rate mortgages definitely qualify for a loan modification with Countrywide.
Borrower should be able to pay the new modified payments.
Borrower should have a stable income source.
 
When should you apply for a Countrywide Loan Modification ?
 
If you are behind on your mortgage payments :
 
If you are delinquent on your mortgage payments and can’t pay them anymore then a Countrywide (Bank of America) loan modification will help you get current on your loan and reduce your rate and payments in order to make them more affordable.
If you are facing financial hardships in making your payments :
 
If you are finding it difficult to pay your monthly payments for your Countrywide loan then here is your solution. A Countrywide Loan Modification Program will reduce your mortgage rate and payments in a range where you can afford them and save you from being delinquent on your mortgage payments. Modify your loan, before you fall behind.

Your hardship reason can be anything like loss of job, reduction in income, cut in working hours, death in family, family crisis, illness, medical problems, divorce, unemployment of spouse, retirement, and living on fixed income, other debts, etc.
Upside down on your property :
 
If you owe more than your home is currently worth then nobody can refinance your house. The only alternative you have is to get your loan modified with Countrywide and get a principle reduction.

Bank of America’s principle reduction plan is great and will help you to reduce your balance owed to a decent extend.
If you have an Adjustable Rate Mortgage(ARM) :
 
If you are a victim of those bad loans offered in the past wherein your rate keeps on going up and the payments going out of your limits then don’t wait, modify your loan today.

You can now fix your adjustable rate on your mortgage and get control over your payments again. Bank of America is biggest lender offering these types of modifications.

APPLY NOW for a Countrywide Loan Modification Program and save thousands every year.
 
What can you achieve by a Countrywide Loan Modification Program ?
 
Get your rate fixed from an adjustable you have.
Get your payments reduced to a range where you can afford them.
Get a lower fixed rate.
Get principle reduction if you are upside down on your house.
Extend the mortgage term so that you can get super low payments.
Add the late payments and charges on the back of the loan if you are behind.
Stop foreclosure and save your house from being delinquent.
 
A Hardship letter to Countrywide for a Loan Modification Plan :
 
Our professional loan modification experts will help you to write effective and convincing loan modification hardship letter to Countrywide. We will guide you on what you should and shouldn’t write in a hardship letter to Countrywide in order to get them convinced and accept your application for a modification.

Usually, a hardship letter is written to the lender in order to explain them why you are facing trouble and financial difficulties in making your mortgage payments and also to request them to modify the terms of your mortgage in order to make the mortgage more affordable.

To know how to write a convincing and effective loan modification hardship letter to Countrywide call our experts at our Toll Free Helpline number at 1-866-978-6305 or fill our online application for getting a call in seconds.
 
Successful Countrywide Loan Modifications :
 
Reduced $800 from the payments for a client whose rate was going to adjust next year and they were experiencing the difficulties coming. We also got them a fixed rate mortgage for the life of the loan. (Loan modified with Countrywide home loans hardship case)
Offered principle reduction to a client waiving off almost $30,000 off the balance helping them to be able to refinance in the future. (Loan modified with Countrywide principle reduction case)
A family was over 10 months behind with no hope to get current since the lender was asking for all the payments together to get up to date on the loan. We helped them to put the late payments on the back of the loan and also reduced the rate by 2% saving them $320 per month. (Loan modified with Countrywide behind on payments case)
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